Long Term Care Insurance

Planning for the Unexpected

Young nurse in scrubs gently touching the arm of a smiling elderly woman with a cane, sitting together in a bright living room.

Long-term financial security for ongoing care

Health insurance and Medicare typically don’t cover long-term care services. Without coverage, these costs can quickly drain your savings or place a heavy burden on your family.

Long-term care insurance helps cover the cost of ongoing care if you develop a chronic illness, disability, or cognitive condition that requires assistance with daily activities like bathing, dressing, or eating.

With long-term care insurance, you have the freedom to choose the type of care you need—whether at home, in an assisted living facility, or nursing home—without sacrificing your financial security or independence.

See What Coverage Could Look Like for You

Let us guide you through every step—from eligibility to enrollment and everything in between.

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Answers to Your Top Questions

What does long-term care insurance cover?
It helps pay for care in assisted living facilities, nursing homes, or at home. We help you plan early to ensure access to the care you need, when you need it.
Long-term care covers daily assistance needs like bathing and dressing, which health insurance and Medicare usually don’t.
Typically, in your 50s or early 60s, when premiums are lower and health qualifications are more favorable.
Yes. Long-term care insurance gives you the flexibility to receive care at home, in assisted living, or in a nursing facility.
Some policies offer benefits like premium refunds or cash value. Even if you don’t need care, having coverage provides peace of mind and financial protection for the future.
Costs vary based on your age, health, coverage amount, and policy features. We can help find options that fit your budget while providing the protection you need.
If you want to protect your savings and ensure access to quality care without financial strain, long-term care insurance can be a valuable investment—especially as healthcare needs increase with age.
Yes. Policies can often be tailored with features like shared benefits, inflation protection, and care options to match your specific needs and future plans.

Let’s Get You Covered

Ready to find the right insurance? Our team is here to guide you every step of the way.

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