Small Business Health Insurance

Empower Your Employees

Receptionist standing behind a desk speaking with a woman holding a clipboard, both engaged in a conversation.

Affordable Health Plans. Loyal Employees. Tax Savings.

Small business health insurance is a group health plan that allows you to offer reliable, affordable medical coverage to your employees. It’s a smart, scalable solution that helps your business compete and thrive.
Offering health benefits shows your team you care. It helps you attract top talent, retain great employees, and foster a stronger, more loyal workforce. It’s not just a benefit—it’s a business advantage.

At King Insurance, we help small business owners access affordable group health plans through the Small Business Health Options Program (SHOP). This government-supported program lets you offer flexible, high-quality health coverage that meets the needs of your team—without overwhelming your budget.

Build a stronger, healthier business

By offering SHOP coverage:

  • You show employees you value their well-being
  • You boost retention and workplace satisfaction
  • You may qualify for exclusive tax credits to lower your premium costs

Find the Right Plan for Your Business

Let us guide you through every step—from eligibility to enrollment and everything in between.

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Answers to Your Top Questions

Who is eligible for SHOP insurance?
Small businesses with 1 to 50 full-time equivalent employees are eligible. The business must meet specific criteria, and the owner must contribute to employee health plans. Eligibility requirements may vary by state.
SHOP plans often offer competitive rates, a variety of coverage options, and potential tax advantages. It also makes it easier to provide quality health benefits, which can help attract and retain employees.
Employers can apply and enroll through the SHOP marketplace online, with the assistance of licensed agents. The process includes selecting plans, providing employee details, and managing ongoing coverage.
Yes. SHOP offers a range of plans and coverage options, allowing you to select the plans that best meet your employees’ needs and your budget.
Premium costs vary depending on the plans selected, the level of coverage, and the number of employees. Employers typically pay the premiums, and some states offer subsidies or tax credits to small businesses.
Small businesses may qualify for the Small Business Health Care Tax Credit if they meet specific criteria, which can help reduce the cost of providing health insurance to employees.
SHOP plans are specifically designed for small businesses to offer group coverage to employees, often providing better rates and coverage options than individual plans. They also make it easier to manage employee benefits in one place.
SHOP plans are flexible. You can add or remove employees from coverage during open enrollment or special enrollment periods, and plans can be adjusted to match your business size.

Let’s Get You Covered

Ready to find the right insurance? Our team is here to guide you every step of the way.

Get a Quote